Falcon Finance Brings Tokenized Gold Into its Staking Product

Falcon Finance, a universal collateralization layer that powers onchain liquidity and yield generation, is adding tokenized gold to Staking Vaults, its growing multi-asset staking product lineup, unveiling a new Tether Gold (XAUt) Staking Vault that lets users stake tokenized gold for structured returns without giving up asset exposure — a move that reflects the broader industry shift toward real-world assets (RWAs) and collateral-backed yield strategies.

The vault will allow users to stake XAUt, Tether Gold’s tokenized representation of physical gold, for a 180-day lockup and earn an estimated 3-5% APR, paid out every 7 days in USDf, Falcon’s diversified, multi-asset-backed synthetic dollar.

XAUt becomes the fourth asset added to Falcon’s Staking Vaults product suite, joining ESPORTS, VELVET, and FF, expanding protocol’s move into non-inflationary, collateral-driven reward models.

“Gold is one of the world’s oldest collateral assets,” said Artem Tolkachev, Chief RWA Officer at Falcon Finance. “Bringing Tether Gold into the vault system extends our vision of a multi-asset collateral engine: some users want leverage and liquidity through minting, others want a simple, stable way to allocate without monitoring positions. Vaults deliver that second path — structured yield with full asset exposure and no active management. We believe the future lies in highly customizable strategies built around different investor profiles, and the XAUt vault is a meaningful step in that direction.

In the end of October 2025, Tether Gold was integrated into Falcon Finance as collateral for minting USDf.

Tokenized Gold Meets Multi-Asset Collateralization

The launch of the XAUt Vault marks another step in Falcon’s effort to blend traditional stores of value with onchain liquidity systems. Gold, long treated as a macro hedge asset, is emerging as one of the fastest-growing segments of tokenized RWAs, with XAUt serving as a bridge between commodity markets and decentralized finance.

Falcon’s staking vault architecture is designed to let users earn predictable USDf rewards without minting new tokens or relying on emissions, a structure that has drawn increasing attention from users looking for yield mechanics that behave more like traditional fixed-income products.

RWA Expansion

The launch signals Falcon’s continued expansion into regulated and real-world asset categories. The protocol already supports tokenized equities, corporate credit, sovereign bills, and gold within its universal collateral model, positioning Falcon at the center of the growing RWA narrative powering the next phase of onchain finance.

A Step Toward a Fully Multi-Asset Yield Layer

As crypto market conditions stabilize and professional allocators shift toward non-speculative income products, Falcon’s vault system has seen steady inflows from users seeking structured returns without exposure dilution. The addition of XAUt creates a new asset class within the vault lineup, one that blends commodity stability with onchain programmability.

With sovereign bond pilots underway, a regulated version of USDf in development, and more RWA integrations planned for early 2026, Falcon says the XAUt vault is part of a broader push to make “universal collateral” a reality across crypto and traditional markets.